Practical guides from the Waxman team in Jersey City — what to do after an accident, how claims and supplements really work, and how to protect a fresh repair.
A door ding $150–$250 the same day, a small dent $250–$450, two or three on one panel $250–$500 — what each kind of small dent costs, the chip at the center that turns a ding into paint work, and why a ding is almost never a claim.
Most bent aluminum rims straighten for $150–$300; a crack in the barrel, a spoke or the hub face means a new wheel from $250, and a short crack away from the load path can be welded from $200. How the lathe makes the call, and the wheels we do not straighten.
The eight lines on a New Jersey lease-return inspector’s sheet, where normal wear becomes a charge at dealer retail, what a shop fixes for less — dings from $150, curb rash from $150 a wheel, a bumper from $450 — and the lines to hand back as is.
Repair and paint from $450, a replacement cover priced by VIN, sensor calibration $250–$450 for one system — how the repair-or-replace call is made, what moves the price and who pays after a rear-end hit.
Paintless dent repair $150–$450 when the paint is intact, $500–$1,200 when it is not, a door repaired and painted from $600, hail priced by panel — and the one-minute check that tells you which your dent needs.
Straightening $150–$300 a wheel, with a refinish $250–$500, crack welding $200–$400 only where it is safe, a replacement from $250 — how to tell a rim is bent, what straightens and what to do about the pothole.
$0 when the other driver is at fault, your deductible on your own coverage, and a supplement never raises it. Who pays in each situation, our prices next to a $500 and a $1,000 deductible, and what can still land on your bill.
Bumper from $450, door or fender from $600, a full-panel respray from $800 — our actual paint prices in Jersey City, why blending is part of the price, what drives a full respray quote, and what a cheap paint job skips.
Insurance approved the repair, but the deductible is still yours. How to check your actual balance, ask about Affirm or American First Finance through the shop, and read an offer before accepting it.
Powder coating is $200 a wheel with the tire removal, mounting and balancing included, and the wheels are back in as little as 24 hours. What the price covers, when wet paint is the smarter call, and the wheels powder should never touch.
Frame damage is a measurement, not an opinion — a reference point is inside factory tolerance within about ±3 mm, or it is not. How to read the printout, when metal is pulled, when it is sectioned or replaced, and four things drivers believe about bent frames that are simply wrong.
Refinishing a scraped alloy runs $150–$350 and rim repair starts at $99 — far less than most drivers assume, and far less than the lease inspector will bill. When curb rash is cosmetic, when it is a bent rim, and why the DIY kit costs you twice.
An animal strike runs through comprehensive coverage — not collision, and not your fault. What to do at the scene, why the swerve is the expensive mistake, and the radiator and radar damage hiding behind a "broken grille".
The actual cash value decides whether your car is repaired or totaled and caps every check the insurer writes. How the valuation report is built, how to read it, and how to fight it with evidence.
Same day for a dent, two to three days for a bumper, one to three weeks for structure — and why the calendar is really set by parts, supplements and where the car was towed.
"Totaled" is an economic verdict, not a mechanical one. How the total-loss call is made in New Jersey, what the payout is built from, how to dispute a low valuation, and what keeping the car really means.
Our actual starting prices for dents, bumpers, paint and wheels — the four things that move every number, how long each job takes, and when insurance is worth it.
Even a flawless repair leaves a car worth less on paper. Who pays that gap in New Jersey, the formula adjusters actually use, and what a claim needs to survive.
Tesla's approved list is a business arrangement, not a licence — and you do not need it for most repairs. What to ask any shop instead, and where the real limits are.
What counts as cosmetic, what scratches, dents and scuffed bumpers typically cost in North Jersey — and the deductible math that decides when a claim is worth it.
In New Jersey the shop choice is yours by regulation. What steering sounds like on the phone, how to answer each line — and what to tell your adjuster.