🛡 Insurance claims handled — estimate to delivery 📍 18-24 Bayview Ave, Jersey City, NJ
(551) 325-3030 Free Estimate
Vehicle with front-end collision damage ready for a photo estimate
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Same-day photo estimate

Send photos now. Hear back today.

Two minutes with your phone beats a trip across town in a damaged car. A real estimator — not a bot — reviews your photos and calls you back the same business day.

1Damage & car 2Contact
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Payment options

Pay over time with Affirm or American First Finance

Paying for the work yourself — a deductible, a repair outside a claim, wheels, film or paint? You can apply to split the bill into payments through Affirm or American First Finance. Ask when we send your estimate and we will walk you through the application.

Paying your deductible over time: what to ask

Financing is subject to approval and is provided by Affirm or American First Finance, not by Waxman; rates and terms depend on the lender and your application. Payment options through Affirm are subject to an eligibility check and are provided by Affirm's lending partners.

Free Photo Estimate (551) 325-3030

Straight answers

Photo estimate FAQ

What people ask before sending photos — answered straight, no strings attached.

How accurate is a photo estimate?
Accurate enough to plan around. From 4–8 clear photos we can price the visible damage the same business day. Hidden damage behind panels only shows up in teardown — if we find any, we document it with photos and handle the supplement with your insurer, so the written number moves only when the facts do.
What photos should I send?
Four to eight shots from your phone: the whole car from each corner, two or three close-ups of the damage, the VIN plate at the driver's door and the odometer. Daylight helps. If the car can't drive, tell us — we'll arrange towing intake first.
Is the estimate really free? Am I committing to anything?
Free, written, and zero obligation. You can take our estimate and compare it anywhere. No mailing lists, no follow-up pressure — a service advisor answers your questions and the decision stays yours.
How fast will I hear back?
On business days a licensed estimator reviews your photos and calls or texts you back the same day, usually within a couple of hours. You get a written estimate by email plus a call to walk through it.
Do you handle the insurance claim from here?
Yes. If it's an insurance job, we bill the carrier directly, write any supplements after teardown and deal with the adjuster ourselves. In most claims the only thing you pay is your deductible.
Can I pay for the repair over time?
Yes. For work you pay for yourself — a deductible, a repair outside a claim, wheels, film, paint or detailing — you can apply to pay over time through Affirm or American First Finance. Approval, rates and terms come from the lender, not from us; ask when you get your estimate and we will walk you through the application.